Cigna Health Insurance for International Students: A Full Guide

Are you an international student in the U.S. or another foreign country, trying to figure out the best health insurance options?
Obviously, health should come first, and the right plan provides you with protection while abroad for foreign studies. In this article, we will be guiding you on why Cigna Health Insurance would really be great for international students.

Why Do International Students Need Health Insurance?

Being abroad is both thrilling and an ordeal at the same time. In health care, for instance, among the challenges which most of the students are not paying a great deal of attention to is neglecting health care. In the U.S., for example, it could be really expensive getting care if you do not have insurance.

Many universities require their international students to have valid health insurance. Even if it is not a requirement, it is prudent to do so in order to avoid any unwanted expenses and unexpected bills for doctor’s visits and hospitalization that may arise from sudden accidents or diseases. That is where Cigna Health Insurance comes in, providing you with the peace of mind. Cigna health insurance for international students 2024. 

What Does Cigna Offer International Students?

Cigna is one of the global health insurers globally. The company customizes its health plans strictly for students who are going overseas. The following are just a few reasons why international students should opt for Cigna:

International Capability. Be it any place where you undergo your studies, Cigna is of extreme reach globally. That in turn means being covered not just in your host country but across the globe.
24/7 Customer Service: Never in the world will a time difference send you out of their operating hours.
Competitive Prices- A student on a budget should never be broke, that is why Cigna gives you affordable rates for premiums.Cigna health insurance for international students 2024
Access to a Global Network of Doctors and Hospitals: With Cigna, you have access to vast networks of trusted healthcare providers, making it easy to find doctors, specialists, and hospitals wherever you may be.

Main Perks of Cigna Health Insurance Plans

• Emergency Medical Evacuation: If a student undergoes severe medical conditions which are not treated in other countries, Cigna airlifts the student back home free of cost.
• Mental Health Coverage: Sometimes, the pressure and loneliness might create mental unrest. Cigna covers mental health services so that students are treated well.
• Prescription drug coverage: So you can get the prescription drugs you need, just like you would at home, Cigna will help you find a local pharmacy.
• Routine check-ups and preventative care: Stay healthy with coverage that includes routine medical visits and preventive care.

How to Enroll in Cigna Health Insurance?

Enrolling in Cigna’s health insurance is not a complicated process; here is how it is done:

1. Visit the Cigna Website: The best starting point will be the website of Cigna or contacting their student-specific plans customer service.
2. Compare Plans: Cigna offers several coverage levels. Compare the options to see which one will suit your needs.
3. Online Application: You can fill an application form online and furnish your personal details, including name, birth date, etc., and other details related to the education in respect to which you are applying for.

4. You would get an insurance card after you enroll into the course. Please make sure that you do carry along this card so that you may have access to get medical care at all times when you need it. Cigna health insurance for international students 2024

Why Choose Cigna as a Health Care Company Over Other Alternatives?

There are other health insurance companies that cover international students. But, what makes Cigna the first choice among others is the global care, cost-effective, and prompt customer service. As an international student, you’re supposed to concentrate on your academics rather than getting shocking medical bills.

Testimonials by International Students

I’ve had the health insurance of Cigna since my first day in the U.S. and it’s a lifesaver. Recently, I experienced an emergency situation and the process to get care was smooth and stress-free! 

I knew with the Cigna Student Health Insurance, I would never worry about traveling to any country on my holidays, so no matter where I go, I would be covered! Ravi, India